Your Spending Score
A number out of 100, read from your last thirty days rather than from yesterday. It sits still when nothing has really changed and moves when it has — a habit gauge, not a mood ring.
Mirror
See your money clearly.
See how you really spend. A calm, private place to understand your habits — and what they say about you.
Download on theApp StoreFor iPhone · iOS 17 and later
How it works
About five seconds a day.
Mirror asks for one thing and gives back three. There is no budget to design and no spreadsheet to keep up with before you are allowed to begin — sign in with Apple, and start.
- 1
You log what you spend
Amount, category, save. No bank login and no receipts to scan — you type it, which is exactly why none of it has to leave your phone.
- 2
Mirror does the reading
A score out of 100, a personality drawn from the categories carrying your month, and one plain observation on the home screen when there is something to say.
- 3
At the end of the month, a Wrapped
A card story on the month you had, with a written reflection to go with it. Save one card, share it, or just close the whole thing.
Money awareness, without the anxiety.
You log what you spend in a few seconds. Mirror does the rest — a score, a personality, a monthly story — and leaves the judgment out.
Your Spending Personality
Evenly Spread, and others. Mirror names the shape of your month from the categories that actually carry it, and shows how confident it is instead of pretending to be sure.
Monthly Wrapped
Up to twelve cards — the score, your top category, the biggest improvement, what is worth noticing. You get the ones your month earned, not twelve padded out to look full.
One insight at a time
The home screen carries a single plain observation: “Food is now your largest category this month.” One. Not a feed, not a streak, not a red number demanding attention.
Context, not alarms
See where one of your categories sits against households of your age and income, using public US survey data that ships inside the app. It runs on your phone — nothing is uploaded. Available for spending in US dollars; elsewhere it stays hidden rather than guessing.
Private by design
Your entries live on your iPhone and sync through your own iCloud, in a database we cannot read. No ad network, no data brokers, no profile to sell.
ReflectionsAI
Written for the month you actually had.
When a week or a month is finished, Mirror writes you a paragraph about it instead of filling in a template. Those are marked AI in the app, so you always know which sentences came from a model and which were composed on your device.
- What leaves your phone
- Counts and percentages, your score and how it moved, your personality. A summary with no units in it.
- What never does
- Any amount, your currency, any date, any merchant, any note you wrote, your name or your email. A category you created yourself travels as “Other”, so one named after your employer or your clinic stays on the device.
Not for you? Settings → Privacy → AI Reflections, off. Mirror then writes them on your device instead. The Privacy Policy lists the summary field by field.
Strong Month
You made 5 purchases across 5 different categories over the month. Transport and coffee together made up more than half of what you spent. Your spending score rose 13 points.
+13Score increased to 83
An actual reflection from the app, not a mock-up.
A look inside.
Five screens, in the order you meet them. Nothing here is a mockup — these are captures from the app.
Log it
Amount, category, save. About five seconds — you type it, no bank connection involved.
See the month
Daily bars, category shares, and how the month sits against the one before it.
Read the reflection
A written summary of the period. The ones marked AI are generated; the rest are composed on your device.
Keep the Wrapped
At the end of a month, a card story you can save to Photos or share — or just close.
Set targets
Category targets and savings goals. Mirror keeps the record; your money stays in your own accounts.
Pricing
One subscription, the whole app.
Mirror is a paid app — there is no free tier beyond the trial. Start on the annual plan and you get 7 days free; cancel before they are up and nothing is charged.
Annual7 days free
$39.99per year
Free for 7 days, then $39.99 a year. Cancel before it ends and you are not charged.
Monthly
$4.99per month
Billed monthly. No free trial on this plan.
Prices are in USD and vary by region — the App Store shows your local price before you buy. Payment is charged to your Apple ID at confirmation of purchase, and subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in your Apple ID settings. Full details in the Terms of Use.
Private by design
On-device. No ads. We never sell your data.
Your spending lives on your iPhone and syncs only through your own iCloud. Mirror has no ad network and no data brokers — there is nothing to sell, by design.
- No bank connection
- No ad network
- No data brokers
Mirror is built by one developer in Ukraine. The privacy policy names me rather than a company, and the support address reaches me and no one else.